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What Is Automated Underwriting?


People make mistakes.  It is a fact of life.  Loan Officers overlook a credit requirement, an income stipulation, a property type limitation or any other guideline that may affect your ability to qualify.  It happens more often than it should.  This very reason is why we use automated underwriting. Online rates with a good faith estimate of closing costs.



Our automated underwriter, which is a state of the art computer underwriting system, is loaded with every guideline, restriction, limitation and, more importantly, every loophole on how to get your loan approved.  Once you fax your application to one of our experienced Loan Coordinators, they will run your loan application through the automated underwriting engine.  The automated underwriter will issue a pre-approval at that time. 


The best part of this automated underwriter is that the pre-approval is issued upfront!  You are not left in limbo hoping for an approval after you have invested days or weeks with some other high pressure salesperson and spent your hard earned money on an appraisal before you even know if you can qualify for the loan.  Skip the salesman and get your automated pre-approval upfront. 


Click Get Rates to see how much you can save with the automated underwritng system.


Speak With A Loan Coordinator 


Would you prefer to speak with a Loan Coordinator over the telephone?  Please call us directly at   1-800-276-CYOL(2965) and choose option 1.  Or, click here to have one of our experienced representatives contact you directly.