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Home Affordable Refinance Programs if you already have PMI

If you currently have a Fannie Mae or Freddie Mac loan and your loan currently has private mortgage insurance (PMI) then the HARP 2.0 program can help you.  The updated HARP 2.0 guidelines that went into effect March 17, 2012 allow homeowners who currently have PMI to take advantage of these historically low rates even if they already have PMI. 


The PMI will not be removed, but rather it will simply be transferred from the old loan to the new loan.  The PMI payments will not change.  Only the principal and interest payment will be reduced.   


Click Get Rates to get an online rate and payment quote with the new HARP 2.0 program.  


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Would you prefer to speak with a Loan Originator over the telephone?  Please call us directly at   1-800-276-CYOL(2965) and choose option 1.  Or, click here to have one of our experienced representatives contact you directly.